A clearer path through business debt
Business debt relief.
Room to move forward.
Your business is more than its debt. Get a clear view of your MCA and business debt options, with a plan built around where you are today.
- Free initial review
- Confidential
- No commitment
Clarity comes first.
Understand what you owe, what your business can support, and what to consider next.
Let’s start with your business
Your next chapter starts here.
Request a free review for businesses with multiple MCAs and $20,000 or more in debt.
Slide to estimate your total business debt.
Support for the debt
behind your business.
A straightforward process
Less uncertainty.
A clearer next step.
You don’t need all the answers to get started. We’ll help you understand the questions that matter.
- 01
Tell us where things stand
Share your business debt balance, current payments, and the challenges you’re facing.
- 02
Understand your options
We review your situation and explain possible next steps, including whether our services are a fit.
- 03
Decide with a clear plan
Review the proposed approach, scope, and fees before choosing whether to move forward.
Ways we can help
The right support
for your situation.
Every business is different. Start with a review, then explore the approach that fits your obligations and priorities.
Explore all servicesCreditor Communication Management
Bring creditor conversations into one place, with a clear record of what happens next.
Learn moreStrategic Debt Relief Planning
Understand your obligations and explore a plan that reflects your business’s cash flow.
Learn moreBusiness Debt Restructuring
Explore changes to existing payment terms through proposals to your creditors.
Learn moreAlternative to Bankruptcy
Review potential out-of-court options and when independent legal advice is needed.
Learn more
A clearer understanding of your options.
Built around the business owner
You focus on your business.
We help you see the way forward.
Daily payments. Multiple creditors. Decisions that can’t wait. We bring your obligations into focus so you can make your next move with more information.
- A review of your existing debt and cash flow
- Plain-language explanations of possible approaches
- Clear scope and fees before any paid engagement
Real businesses. Different challenges.
Your industry matters.
So does your cash flow.
Seasonal revenue, equipment costs, and payment cycles shape your options. Explore how we approach your industry.
View all industries
Make sense of your options
Useful answers.
At your own pace.
Business debt insights
Texas MCA Law (HB 700): Registration, CoJ, Debits
Read the guide
Business debt insights
Business Debt Restructuring Documents: Prep Checklist
Read the guideBusiness debt insights
Business Debt Settlement: How to Settle Business Debt
Read the guideWhat are your MCA payments adding up to?
Use our free calculator to put your payment schedule in perspective.
Before you get started
Good questions.
Straight answers.
Learn what the review includes and what you can expect next.
Have another question?What is business debt relief?
Business debt relief is a broad term for reviewing and addressing obligations a business is struggling to manage. The approach can include creditor communication, changes to existing payment terms, or negotiated resolutions. The available options depend on the business, its agreements, and creditor participation.
Can I request a review for multiple merchant cash advances?
Yes. The online review form is designed for businesses with more than one merchant cash advance and at least $20,000 in business debt. You can share your balance range and contact details to request a conversation. Completing the form does not guarantee eligibility or a particular outcome.
Is the initial debt review free?
The initial review is free and does not commit you to an engagement. It is a conversation about your debt, cash flow, and whether the practice is a fit. Fees apply to paid services; those services and their scope are discussed separately.
Is debt restructuring a new loan?
Restructuring focuses on the terms of existing obligations. Business Debt Insider does not provide loans or refinancing. Any change to a creditor agreement depends on that creditor accepting the proposed terms.
What other kinds of business debt does BDI cover?
The practice covers merchant cash advances, equipment finance, vendor and supplier balances, bank loans and lines of credit, and business tax debt. If your situation is outside the multiple-MCA online review, contact the practice to discuss fit. Legal and tax matters may require licensed professionals.
What happens after I request a review?
The team uses the contact details you provide to discuss your business, current obligations, and next steps. If a more detailed review is appropriate, the team explains what documents are needed. A form submission does not change your existing payment obligations.
Your business. Your next move.
You don’t have to figure
it all out alone.
Start with a free, confidential conversation about your business debt.
Get my free review Free initial review · No commitment