Thirty minutes
of plain math.
The initial review is a working call, not a sales pitch. We pull the contracts, run the real math, and tell you whether a forensic restructure engagement is the right move for the matter.
- Format
- Phone or video
- Duration
- 30 minutes
- Fee
- None
- Response
- Within 1 business hour
Three documented outputs.
The review is structured to produce a written summary, regardless of whether the practice is retained. The math goes with you.
Effective APR on every active obligation
The number on the contract is rarely the number on the books. You leave the call with the real annualized cost of each advance, term loan, and credit line, computed from the actual debit and amortization mechanics.
A documented stack burden
Daily and weekly debit total across all MCAs and short-term advances, mapped against the operating cash cycle. The math protects everyone in the room.
A go or no-go on engagement
An honest read on whether the practice is the appropriate engagement for the matter, what the realistic outcome range looks like, and what the next thirty days would involve if retained.
Three questions to start.
Confidential. No commitment. The math is on your side of the table from the first call.
Select your total balance to see your custom relief options
The thirty minutes, by the minute.
The call follows the same structure every time. The point is to compress the work that the practice would otherwise spend a full forensic audit producing, into the segments that matter for an engagement decision.
The practice fits operators with commercial debt.
- Stacked two or more merchant cash advances or short-term advances
- Combined daily debit load that is now interfering with operating cash flow
- Active default notice, COJ filing, or UCC enforcement
- Mixed obligations across MCA, equipment finance, vendor credit, and bank lines
- Operating as a corporate entity (LLC, S-corp, C-corp) with commercial debt
Some matters fall outside scope.
- Consumer debt: credit cards, medical bills, personal loans, student debt
- Sole proprietors with no operating entity and no commercial obligations
- Looking for a loan, a refinance, or a reverse consolidation
- Looking for legal representation directly (the practice coordinates counsel, it does not litigate)
Operators can email contracts and statements in advance. Encrypted attachments welcome.
Mon–Fri, 8 AM – 8 PM ET
Sat, 10 AM – 4 PM ET
Active COJ filings, frozen accounts, or accelerated bank notes: flag urgency in the form.
6301 NW 5th Way 5100
Fort Lauderdale, FL 33309
The practice serves operating entities in all 50 states.